gazillions

I don't use credit cards. I have no anxiety.

Ho-Lee-Fuk

Let's educate people on jury nullification then. Fuck the fucking fuckers.

Laurentius_the_pyro

Jewish politicians and execs wouldn't be able to pull half the shit they do if people could kill them and get jury nullified.

PeacefulAssassin

from the sound of the article, any lawsuit would not even go to a public court but a private arbitration, which I don't really know ow what that is.

3TrillionPotatoes

Private arbitration is essentially two parties going into a room together and are forced into an "Agreement" that absolves one party of all the other party's claims.

Problem is, the "private arbitrator" is frequently on company payroll and they go in to fuck you as hard as they can.

Literally the purpose of contracts, courts, and law is to put shit on record so you can sue when you have grievances based on contractual obligations and the like. By forcing private arbitration they're saying you get $1 when they fuck up and you have no room to argue because it was "settled" according to the contract.

PeacefulAssassin

thanks!

myvoicefromhell

It's almost as if they know something big is coming...

DeliciousOnions

These institutions desperately need to be done away with. Credit companies exist to perpetuate themselves - ask anyone why they need a credit score. The only answer you'll get is "well, because you just do."

3TrillionPotatoes

People not knowing how credit scores work is probably the only reason most credit companies are still around.

Credit scores are not actually a measure of how good you are with your income/debt ratio , how on time you are with payments, etc.

The easiest way to increase your credit score is to buy a bunch of shit and make minimum payments. Why? Because they know if your credit score goes up and they increase your credit limit that you'll get into more debt and buy more shit to make the minimum payment on. This is also why people tell you not to close your empty credit cards even though they frequently have an annual fee, it'll hurt your (((credit score))) goy!

Credit cards are essentially Jews buying your labor at a discount because you have poor impulse control.

Then they can control you even more because you're a few thousand or more in debt and you won't be able to make the minimum payments if you name the Jew.

TheTrigger

Yup. Industry Insider lingo for people who are good with their money, have high credit availability with low debt, and spend within their means? Deadbeat.

For example, to a credit card company: a hard working person who consistently pays off his balance before the end of a billing cycle is a worthless pile of human garbage. That college student who maxed it out after a month and only pays the minimums? Royalty. It's fucked.

Ho-Lee-Fuk

Credit cards are essentially Jews buying your labor at a discount because you have poor impulse control. This is going on my quote wall.

TheTrigger

It's easy to out-Jew the Jews with credit cards, if you're disciplined, though. The penalties are tough for being a retard, but there's lots of benefits. Consumer protection, warranties, travel insurance, rewards, access to special services, etc. Just gotta not fuck up and let them sink their fangs in to you.

The other month I got the full value of a tablet reimbursed, outside of manufacturer warranty, when my daughter dropped it and it stopped working properly. Just because I put it on the credit card (which I paid off the same day). Got a check in the mail, no questions asked.

Stuff like that.