Murphy lost his $165,000-a-year job as president of a manufacturing company in 2002. While looking for work in the past 13 years, he's dried up his retirement savings and his home was recently foreclosed. ...

Court records show Murphy took out twelve loans between 2001 and 2007, totaling $220,765.

So, while (mostly) unemployed he took out over $200K in loans. He should probably be prosecuted for fraud.